The Rybak Firm, PLLC

Brooklyn Personal Injury Attorneys | Law Firm in NYC

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      • Oleg Rybak
      • Richard Rozhik
      • Louis S. Desorbo
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      • 6 Types of Evidence in a Slip & Fall Claim
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Call or Email Us: injury@rybakfirm.com

Alexa Laborete’s 2017 Winning Scholarship Essay

Alexa Laborete

Congratulations to our 2017 scholarship winner, Alexa Laborete!

The Rybak Firm is proud to announce Alexa Laborete as the winner of the 2017 Scholarship Essay Contest.  Alexa will be attending the University of California where she plans to pursue a degree in Electrical Engineering.

Monetary Payment for Emotional Support

In modern societies, medical coverage is critical for people to feel safe and financially stable in the case of a medical emergency. One of the most common and accommodating protection plans is Personal Injury Protection. In many states, it is optional, but for fourteen out of the fifty in the United States it is mandatory. With an individual’s best interest in mind, this car insurance should expand and become mandatory in all states.

While there are other medical insurance options, such as MedPay, the difference in financial support with Personal Injury Protection is noteworthy. In comparison to MedPay, which has an average payout of five thousand to ten thousand per person, PIP can range from two thousand five hundred to two hundred and fifty thousand. The difference in these costs can greatly ease financial distress in a household working through the aftermath of an incident. The additional payouts include assistance in wage losses from absences in work, costs for babysitters and grocery delivery fees, along with funeral costs. As generations grow older, many do not think past a few years and into what will happen if a sudden death occurs, but with Personal Injury Protection people do not have to agonize over the costs of burials, cremations, and other finances that come with these unfortunate situations. This insurance extension is not only a medical aid, but also an emotional aid, as it eases one’s stress with financial support in areas not usually covered by other coverage plans.

An important factor in modern societies is convenience and speed, as people are generally impatient and prefer the fastest option. The Personal Injury Protection plan is one of the most reliable and expeditious options for medical insurance. In comparison to MedPay, individuals covered by PIP do not have to deal with the other driver’s insurer if they file a claim with their own insurer for PIP benefits. This simple convenience is something that may attract many and lead them towards choosing this option over others.

Because of Personal Injury Protection’s benefits, the coverage plan value speaks for itself — other plans may be similar, but they do not offer as much financial and emotional support as this. On the surface, people may not see this plan as an emotional supporter, but if something can ease financial stress on someone, it will directly alleviate strain in an individual and their household. This addition of emotional support has the possibility of aiding many in their grieving and stressful times during the aftermath of an accident, thus attracting many state residents. It is common for people to be unwilling to front thousands of dollars for an insurance plan, but in the case of an emergency the benefits from the coverage will far outweigh the initial costs. Although people should have a say in what they would prefer, the benefits and welfare they gain back from this coverage plan are ones that they will be satisfied with, no matter the requirements they are obligated to follow.

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    Oleg Rybak
     
    The Rybak Firm, PLLC, is located in Brooklyn, New York, and serves injured accident victims in Brooklyn, Queens, Bronx, New York City, Manhattan, Staten Island, Nassau County, Westchester County in New York, New Jersey and Florida. Attorney Advertising. Prior results do not guarantee a similar outcome.
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