New York Personal Injury Lawyer Helping People Injured Due To Negligence Of Others Obtain The Maximum Possible Compensation
After a car accident those involved will most likely be contacted by their insurance company and possibly by the insurance companies of cars involved. Most likely, everyone who calls will be friendly. The insurance adjusters can even make it seem like the claims process will be fast and easy and may even make a settlement offer. But, before accepting a settlement offer, please understand certain things about personal injury law and insurance companies.
Best Interest of Insurance Companies
The insurance company is not your friend and it is not on your side. Insurance companies want to maximize their profits. One of the ways to stay profitable is pay out less for claims than they take in premiums. The insurance company’s interests are the opposite of it’s policy holders. They want to pay as little money as possible while the policy holders want to make sure they get paid everything that they are legally entitled to.
The insurance company is different from your Personal Injury Lawyer. Your Car Accident Lawyer has a legal duty to only do things that are in your best interest and must have your consent before taking action. The insurance company is allowed to make you offers that may not be in your best interest. It is looking out for the interests of its shareholders, not the people making claims.
Many time insurance companies will offer an early settlement. But, an early settlement offer is often very low. The company wants to close the claim. The offer is often an insurance company’s best estimate of how little money it can offer and still have you accept it.
If you want a better settlement offer you will need to convince the insurance company that you stand a good chance of recovering more money if you took your case to court. This is difficult to do by yourself. The insurance company has adjusters and lawyers with years of personal injury law experience. This is why having an experienced personal injury lawyer on your side is so valuable. Your personal injury lawyer will protect your interests and can negotiate with the insurance company more effectively than you can on your own because they understand both the language of insurance companies and how New York personal injury law works.
Settlements and Lawsuits
Almost all personal injury cases settle out of court. However, sometimes it is necessary to file a lawsuit to show an insurance company that you are serious about getting all of the compensation you are entitled to under the law. A lawsuit also gives lawyers additional tools to fight a claim.
Filing a lawsuit is a way for you and your auto accident attorney to convince the insurance company that it is in their best financial interest to settle the case rather than risk going to trial, where anything can happen.
The insurance company does not represent your legal interests. If you have received a settlement offer, have a skilled personal injury lawyer review the offer before you accept. You are more likely to get a truly fair offer with the help of lawyer than you will by yourself.
If injured in a car accident in New York and have questions about how the claims process works, or about an insurance settlement offer, Contact The Rybak Firm, PLLC., by completing a form on our website or call (718)307-5554 to speak to an experienced personal injury lawyer Brooklyn NY right away. We offer free consultation and case review.
Personal Injury Lawyer Near Me
Our offices are located in Brooklyn, NY. Although our offices are in Brooklyn, NY we serve the whole NYC Metro Area and represent clients in every borough of New York City. Our Personal Injury Attorneys are able to travel to you if you are unable to meet at our offices due to an injury. We also provide free transportation to and from our offices.
Our office address is:
1810 Voorhies Ave
Brooklyn, NY 11235
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